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Blog: st paul home

Down Payment: FOUND!

Saving the down payment may be unnecessarily keeping would-be buyers from getting into a home. They may be unaware that the funds might be available. The NAR Profile of Home Buyers and Sellers reports that 81% of first-time buyers got all or part of thei... Read more

How Will It Feel?

It has been said that change is the only constant. Most of the financial experts have been expecting interest rates to increase along with home prices. While homes, in most markets, have definitely seen increases over the past five years, the mortgage rat... Read more

Temporary Buy Down

Temporary Buy Down There is an infrequently-used mortgage program available that could be the solution to a buyer's or seller's problem. A temporary buydown is fixed rate mortgage that the seller has prepaid interest at ... Read more

How Earnest Are You?

How Earnest Are You? "If I tell you it's going to rain, you can put the buckets on the porch." If you grew up in the south, you made have heard this expression when a person is testifying to the veracity of his word. If you know a person... Read more

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