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MINNEAPOLIS ST PAUL HOMES FOR SALE
TWIN CITIES MINNESOTA REAL ESTATE LISTINGS
MINNESOTA RELOCATION-MPLS SAINT PAUL-RELOCATING TO MN
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| | "Your Successful Twin Cities Realtor" Serving Minneapolis/St Paul & The Entire Seven County Metro Area
Whether you are looking for Minneapolis St Paul homes and real estate or somewhere within the greater Edina and Twin Cities metro area. John Mazzara=Minnesota Real Estate. How can I help YOU!
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John Mazzara
RE/MAX Associates Plus
7300 France Ave S Suite 410
Edina, MN 55435
USA UNITED STATES OF AMERICA
(952) 929-2577 Office
(612) 386-7027 Cell
1-800-882-3258
Email: john@johnmazzara.com
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| SELLERS!
WE MAY BE ABLE TO HELP SAVE YOUR FAMILY FROM A FORECLOSURE
I have recently become a Certified Distressed Property Expert (CDPE). Let's face the facts. The economy today presents some challenges. In this type of a real estate market there are many homeowners having a tough time making their mortgage payment. Many are facing foreclosure. Did you know 7 out of 10 distressed homeowners go into foreclosure without any visable intervention? There are options-such as a short sale! Call me to discuss your situation-I may have a suggestion that can help.
If you're planning to sell your home in the next few months, this FREE service is designed to help establish your home's current market value. Simply choose Market Analysis and fill out the requested information. I will use comparable sold listings to help you calculate the fair market value of your home.
If you click under the REPORTS/PRESS RELEASES button on the lower left, you can download "450 Ideas To Sell Your Home". There are other reports of interest such as 2007 Residential Activity Report-Twin Cities.
You may live in a city that requires a time of sale or home inspection report. This will need to be done before your home is put on the market. Call me for names of home inspectors and what your city will require-I have provided a download of current truth and housing laws under Informational Links
Would you like to sell your home in TWO WEEKS? We have a unique program that I've developed. It involves selling your home by a real estate auction. This program isn't for everyone. Call me for details.
Would you like some "Green" home tips? Download your FREE Green Home Guide
Concerned about making your home more energy efficient. We have sourced a FREE ebook entitled How To Make Your Home Energy And Cost Efficient
Are you facing a situation where your mortgage is worth more than the the value you'd net after your home was sold? You may be a candidate for a SHORT SALE. Call me for details. If you've been FORECLOSED on a primary residence, you have a 6 months redemption period in which you can sell your home. You may have equity that can be preserved. I have a series of reports that will outline some of your options at this difficult time. Clck Here to get these reports.
Are you looking for a UNIQUE way to sell your home and be more competitive than the competition? Learn about FHA mortgages and the POWER of participating in a Down Payment Assistance program. Learn more- visit my Minnesota mortgage brokerage www.ventureloanapp.com
DISCOUNT COUPON FOR BUYERS OR SELLERS!
Through Lowe's Realtor Benefit program, I can send you an email link to get a 10% discount off of your purchase of up to $5000 at Lowe's. This program is provided directly by Lowes and can change at any time or be discontinued. This offer is subject to their rules and regulations. I will need you to provide me with your email and home address information in order for me to forward that information onto Lowe's. They in turn will send you the link.
BUYERS!
Automatically receive personalized MLS listings by e-mail. Early each morning I will search the local MLS and find the homes that match your criteria and notify you immediately with the latest listing information!! Simply choose Dream Home Finder and fill in the requested information. Or, search for yourself at Search Online Now!. If you use the Search Online Now!, you will have access to all the properties that are available in our Multiple Listing Service. I am licensed a Minnesota real estate agent licensed as a real estate broker associate with RE/MAX Associates Plus. I will do everything I can to make your home buying experience as pleasant as possible regardless of where you are in the home buying process- second home, third home or if you are a first time home buyer. Would you like to see how working with a Realtor to purchase a home works-watch our home buyer powerpoint
If you are a first time buyer-or haven't earned a home in the past 3 years, then you may qualify for the new $7500 tax credit This is a special tax credit that will reward you for buying a home NOW. The credit expires on July 1st of 2009, so get home shopping today!
The MLS (multiple listing service) allows all member agents to show each others mls listings. We are a fully cooperating member within the Twin Cities real estate community. If you want to view a real estate listing-regardless of the company sign in the yard-call me to arrange an appointment to view the home. It doesn't cost any more to have representation (someone looking out for your interest) in a real estate transaction. We have a special report that gives you 10 reasons to consider buying a home in today's stressed marketplace. View the special report
ALMOST AN EXCLUSIVE-I don't know anybody else that is offering this program. Are you age 62, and would like to purchase a home but either on a fixed income-SS and/or pension, retired, good credit/bad credit? How about using a reverse mortgage for a purchase. Yes-we CAN do this on a purchase. There is NO QUALIFYING-other than your age, required downpayment, and new loan amount must be over 200K. Remember, with a reverse mortgage you make no payments. This means you could purchase a new home without qualifying and have no payments. CALL ME!
Are Credit issues holding you back? Call us to discuss your situation. In the meantime, go ahead and download the free ebook called Free Credit Secrets
WOULD YOU LIKE TO FIND MOTIVATED SELLERS--DISTRESSED SALES, SHORT SALES, FIXER UPPERS, HUD HOMES AND BANK FORECLOSURES-ALL WITHIN THE TWIN CITIES METRO AREA AND ARE AVAILABLE NOW?
CALL ME TO FIND OUT HOW YOU CAN GET YOUR CUSTOM BUILT LIST.
LOANS/MORTGAGES/FINANCING
As a co-owner of Venture Development Inc-Minnesota's Premier Mortgage Broker I am able to make available to you a number of "unique mortgage programs" besides the traditional mortgage products. We have programs tailored to first time buyers, move up buyers, and investment property buyers. When you think about a "Minnesota Mortgage" think Venture Development. You can vist our website for mortgage rate calculators, mortgage rate quote, or begin your online mortgage application. We are a member of the Minnesota Mortgage Bankers Association (MAMB), as we all the National Association Of Mortgage Brokers (NAMB), and the Mortgage Bankers Association (MBA). You can visit our mortgage website at-Venture Development www.ventureloanapp.com You may want to switch out of your ARM and lock up a low fixed rate while you can.
Are you stuck with bad credit because your ARM adjusted and now you're falling behind in your payments. Is this forcing you to think about selling? There may a solution. The government has rolled out a plan called FHA Secure. Call me for details. We might be able to help. In the meantime download our FREE E-book entitled "101 fast fixes to boosting your credit score"
We also offer a special corporate mortgage program www.MinnesotaCorporateMortgage.net This benefit provides substantial benefits and discounts to employees of companies who will sponsor and work with us. By the way-this group benefit is provided FREE. No cost to either the employer or employee. Learn more about our corporate mortgage benefit for additional savings.
RELOCATION TO MINNESOTA!
Are you looking for relocation services or a relocation package? Are you part of a corporate relocation or looking to make an executive relocation? Give me a call and I will be happy to send out a relocation package and a relocation guide. I have helped many families get acquainted with the Twin Cities. I've lived in Minnesota my entire life and know and enjoy many of the amenites that are offered by Minneapolis St Paul and the suburbs. If you are in town for a short period of time and are evaluating whether or not to move to Minnesota, call me to arrange a brief tour. I may be able to help you with interim housing too. I own rental property, my clients own rental property, and I work with apartments and temporary housing providers throughout the Twin Cities. I have a relocation salary calculator available www.salary.com I have a link to another fun website that you can visit to see what your time is worth on a per minute basis forbes.codefix.net
I have some great reports that cover relocation into the following counties: Dakota County, Hennepin County, Ramsey County,and Scott County-call me and I'll send you a PDF for each area.
If you are interested specifically in Edina, and the Edina schools, here is a boundary map: www.edina.k12.mn.us
We have additional reports- if you are leaving Minnesota and moving abroad, Tips if you are moving with children, and Tips if you are moving with pets. Just call me and I can email you the links to these free pdf reports.
RE/MAX has over 120,000 agents in 60 countries. I can assist you with a referral to a top agent just about anywhere in the world.
INVESTMENT PROPERTY IN MINNESOTA
Have you thought about buying rental property in Minnesota but don't know where to start? I have been very active buying/selling/owning real estate within the Twin Cities. I recently wrote a book called "REALITY BASED" Real Estate Investing- www.RealityBasedRealEstateInvesting.com The book is available as a download or as an 8 x 10 paperback. If you want to become a successful landlord and investment property investor you need to learn from someone who has been in the real estate market during all market cycles. Learn from my experience- www.RealityBasedRealEstateInvesting.com
Would you like to take FREE online classes on buying a home and on becoming a successful landlord? MGIC-a leading provider of mortgage insurance-has created these classes. Go to www.MGIChome.com and take some Buyer Ed classes. You will need to enter our lender code which is learning@ventureloanapp.com
Landlords-would you like a FREE "landlord" website? I am making available a free hosted template that you can use to upload pictures and text to market your investment property. You will have a URL that you can use to market your property. Get your rental property website NOW-simply fill out the request form. Go to www.realtyreports.biz Offer subject to change at any time.
MINNESOTA VETERANS READ THIS!
This is a recent article we authored. I am including here because we don't want you to miss it.
VA-Veteran Home Loan Program-Your Key To Homeownership
Many people are kept out of the housing market due to lack of sufficient down payment and/or funds available for closing costs. Yet these potential homeowners can afford to make a rental payment that would be equivalent to a mortgage payment. In fact, the lack of resources keeps veterans renting instead of becoming owners as they try saving money to buy a home. Meanwhile home prices continue to appreciate as housing continues to rise in cost.
Here is where the Veteran Home loan program excels over competing loan products. VA mortgages allow for a home to be financed in one loan up to 100% of the acquired home’s value. In addition, the seller is allowed to pay most-if not all-of the closing costs and prepaid items. This means little to no cash out of pocket. Most housing types are eligible: residential homes, condominiums, townhouses, manufactured homes, new construction and even 1-4 unit rentals (additional conditions apply). If lack of available funds is the issue preventing home ownership, VA Loans offer the solution.
Still, very few veterans take advantage this type of mortgage. It is a shame that more veterans don’t familiarize themselves with this benefit. The interest rate is the same or lower than most conventional financing. The mortgage products offered range from 10-30 year fixed rate mortgages, ARM’s (adjustable rate mortgages), and even temporary buy-downs are allowed. The eligible loan amount is the same as a conforming conventional loan-currently at 417K. In addition, VA financing can be used for refinancing existing homes. As you can see, the product isn’t the problem. The product is as competitive as most that is available. The lack of awareness is the problem. Ask your mortgage broker or lender to explain your options. If they don’t offer the VA mortgage, then find someone who does. We at Venture Development offer VA loans-
www.ventureloanapp.com . In the end, you may end up with a conventional or FHA loan if these products are better suited for your situation. Until you compare mortgage options you won’t know what is right for you.
Another advantage of a Veteran mortgage is the flexibility found within the underwriting process. Employment history is very flexible. Credit for all types of mortgages is more stringent today than in the past. That being said, the focus is going to be on the last 12 months of payment history. Underwriting can use alternative sources of credit such as utility bills and cancelled checks if the credit depth is weak. A prior BK or foreclosure is also forgivable. Depending on the type of bankruptcy, you would be eligible one to two years following your discharge date if you’ve reestablished positive credit.
Who is eligible to obtain this loan? Many veterans and even some of their spouses can obtain a veteran mortgage. Here is a very short list of who is eligible: Veterans who served during WWII, Korean Conflict, Vietnam War, or Persian Gulf Conflict AND who have served 90 days of active duty, or have been honorably discharged, or were National Guard/Reservists activated. Veterans with service during Peacetime periods and active duty military personnel must have had more than 181 days of consecutive active service before becoming eligible. Reservists and National Guardsmen are eligible after 6 years of enrollment in a selected service. There is even a program for non active duty spouses. Consider this: an un-married spouse of a veteran who died while in service or from a service connected disability or a spouse of a serviceperson who is considered MIA/POW for at least 90 days are also eligible.
Veterans have spent a part of their live defending our way of life. Freedom isn’t free. Why shouldn’t they be allowed to participate in the very same American Dream that they selflessly protected for you and me. The VA loan was created to help those that have helped all of us. Collectively we can spread the word about the benefits of this unique type of loan.
Great news for Veterans! The Minnesota state legislature has just passed a new state law that allows disabled vets to receive a permanent property tax exemption on their primary homestead. Here is how you qualify-if you have a service related disability that is between 70-100%, you can get a $150,000 exclusion. If you have a service related disability that it 100% and qualified as total and permanent, then you can get a $300,000 exclusion. You need to file a form with the county assesor in order to qualify. The form is CR-DVHE100. You can find out more at www.taxes.state.mn.us Read property tax fact sheet #13.
FREE CALCULATOR WIDGET!
I recently created a mortgage calculator WIDGET with a real estate news feed. It calculates mortgage payments as well as an amortization schedule. If you would like a free widget for your blog or website, please visit www.MortgageWidgets.org. Try it out and and get yours today!
MY MINNESOTA BLOGS
REAL ESTATE- www.MinnesotaRealEstateBrokerBlog.com
REAL ESTATE- www.TwinCitiesRealEstateBrokerBlog.com
MORTGAGE- www.MinnesotaMortgageBrokerBlog.com
Why John Mazzara?
Certifications and Recognitions
CFP CLU CHFC CEBS CMB MBA MS Top 5%
RE/MAX PLATINUM CLUB---RE/MAX HALL OF FAME
E-PRO Certified
Specialization
I specialize in representing my clients in the purchases and sales of single family residences, condominiums, townhomes, duplexes, fourplexes, apartment buildings, lots & land, income properties and commercial properties within the cities of MINNEAPOLIS, NORTHEAST MINNEAPOLIS, DOWNTOWN MINNEAPOLIS, EDINA, ST.PAUL, EDEN PRAIRIE, BLOOMINGTON, MINNETONKA, LAKE MINNETONKA, WACONIA, RICHFIELD, SHAKOPEE, SAVAGE, PRIOR LAKE, PLYMOUTH, MAPLE GROVE, ST. LOUIS PARK, NEW HOPE, CRYSTAL, EAGAN, APPLE VALLEY, MENDOTA HEIGHTS, INVER GROVE HEIGHTS, LAKEVILLE, SO. ST. PAUL, WEST ST. PAUL, WOODBURY, SHOREVIEW, ARDEN HILLS, FRIDLEY, COON RAPIDS. I have access to all of the transactions in these areas. I'm also very knowledgeable with the local schools and can provide you some great resources so that you can make an appropriate choice.
In addition to selling real estate, I've owned and managed real estate since 1986. With regards to investment properties, I have personally owned duplexes, land, houses and condo's. I have bought tax forfeited land from the state of Minnesota and foreclosed properties from the bank. I have also moved a house onto a vacant lot and acted as the general contractor on the project. Besides the house move, I have gone way beyond basic rehab of a single family residence with my current home. I was the general contractor on this project too. We did an extensive 18 month remodel down to the studs, adding all new mechanical throughout, an additional 1500 sq ft and two new garages. Also, I have helped facilitate many 1031 exchanges for my clients. Let my extensive experience in every aspect of real estate and financing benefit you.
I was one of only 4% of the licensed agents within Minnesota to receive the 2007 award of "Super Real Estate Agent" by Mpls.St.Paul Magazine and Twin Cities Business. This award is based on indepent interviews with past clients and identifies agents who demonstrate exceptional ability and service to their clients. Over 108,000 recent homebuyers, mortgage/title companies and magazine subscribers were asked to cast a ballot to identify the Twin Cities exceptional real estate agents.
Personal
I've lived in the Twin Cities my entire life-living in So. St. Paul, Eden Prairie and Bloomington. After graduating from St. John's University in 1986 I moved to Edina. I am very familiar with Edina MN real estate, Minneapolis MN real estate, Twin Cities real estate, and the overall real estate market in Minnesota. I have been licensed to sell real estate in Minnesota since 1986. I am a member of the Minneapolis Area Association of Realtors(MAAR) and the Minnesota Commercial Association of Realtor(MNCAR).
The State Of Minnesota has great institutions of higher learning-such as the University of Minnesota. There are also a number of private colleges/universities such as St John's University and the University Of St Thomas to name my two alma mater where I received my undergraduate and graduate degrees. I can provide a free copy of "Schoolhouse" magazine to anyone who would like this regional guide to schools. This guide covers private shools in MN and public schools in MN and is a great resource when selecting a community for your family.
I am an outdoors person. I would love to tell you some fishing stories about the big ones that I've personally seen or caught all within our our greater metropolitan area. I've fished at-Lake Minnetonka, Lake Harriet, Lake Calhoun, Lake Of The Isles, Lake Nokomis,and Lake Waconia.
I believe in giving back to the community. A portion of each of my sales is donated to the Children's Miracle Network( childrensmiraclenetwork.org ). You are indirectly helping make a contribution to this organization when we do business. RE/MAX International has been a proud sponsor of and strongly supports the Susan G Komen for the Cure.
Lastly, I wanted to leave you with a question and challenge. Q-What type of legacy will you leave when you leave this earth? Challenge-Read these words by Ralph Waldo Emerson on his definition of "Success". I think the world would be a better place if more people took these words to heart.
SUCCESS
"To laugh often and much, to win the respect of intelligent people and the affection of children; to earn the appreciation of honest critics and endure the betrayal of false friends; to appreciate beauty, to find the best in others, to leave the world a bit better, whether by a child, a garden patch, or a redeemed social condition, to know even one life has breathed easier because you have lived. This is to have succeeded."
Ralph Waldo Emerson
Minnesota-Short Fact List
FUN STATE OF MN FACTS
Upper midwestern state of the United States. It is bordered by Lake Superior and Wisconsin, Iowa, South Dakota and North Dakota, and the Canadian provinces of Manitoba and Ontario.
Area, 84,068 sq mi (217,736 sq km).
Pop. (2000) 4,919,479, a 12.4% increase since the 1990 census.
Capital, St. Paul.
Largest city, Minneapolis.
Nickname, North Star State.
Motto, L'Etoile du Nord [The Star of the North].
State bird, common loon.
State flower, showy lady's slipper or pink and white lady's slipper.
State tree, red pine.
Minnesota is one of the nation's largest producers of iron ore. Methods developed to use lower-grade ores such as taconite have kept production up in spite of the depletion of once rich high-grade deposits. Granite (from St. Cloud) and sand and gravel production are also among the largest in the country. Wheat, once paramount in agriculture, has been surpassed by corn, soybeans, and livestock. The state is also a leader in the production of creamery butter, dry milk, cheese, and sweet corn.
Also of great importance to Minnesota are its waterways, which have been extensively developed near industrial centers. Locks and other improvements enable Mississippi River barge traffic to pass around the Falls of St. Anthony at Minneapolis. Duluth, at the western tip of Lake Superior, has one of the busiest inland harbors in the United States; the completion of the Saint Lawrence Seaway (1959) made the city an important port for overseas trade.
*Information from Columbia Encyclopedia, Sixth Edition
All About MN www.selling.mn
PRIVACY POLICY control.cisdata.net
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